At retirement, you are really not looking to make some big investments and may be looking just to increase your savings for a rainy day or create a comfortable pension income. Investments are not completely safe, but there are a few that can offer a guaranteed return without risk to the principal amount you invested. […]
How to File Bankruptcy: 8 Best Practices & Worst Mistakes
Last year, a study by the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) made headlines warning that bankruptcy rates would start rising in 2019. Now that we halfway through the year, has that report been accurate? Well, the most recent data from the Office of the Superintendent of Bankruptcy Canada show that the number […]
One Less Debt: 4 Tips for Paying Your Mortgage Off Early
Being a homeowner is one of the top ways to live. Having a place to call your very own and not worry about pleasing a landlord is essential. There’s little doubt that your most significant investment is likely to be your house. This means you’ll want to take the time to find ways to pay […]
Extra Cash: 5 Steps to Get Small Business Financing
Small business financing can be overwhelming, especially if you’re a start-up or relatively new entrepreneur. When you’re considering a small business loan, what do you need to secure financing and where do you start? Here are five elements to consider to make the process easier to get through:
Spend Wisely: 5 Financial Tips For People Approaching Middle Age
It’s easy to feel anxious approaching middle age if you haven’t exactly been frugal in your earlier years. Even if you think you’re at a disadvantage, you still have enough time to turn your financial picture around. Focusing on your long-term financial picture will help you make good decisions as you enter your later years. […]
Financial Crisis: 8 Signs You Need to File for Bankruptcy
With rising living costs, mounting student loan debts, and soaring housing prices many are feeling financial strains. If this sounds familiar, and you feel like there is no way out; filing for bankruptcy may be an option for you. There are many misconceptions about what being ‘bankrupt’ entails, and how it can affect your life […]
Insure Your Future: 10 Professional Skills of an Insurance Broker
Your commercial insurance is important and can save your business from failing when unexpected liability issues or losses arise. Over 75% of insurance brokers in Canada handle personal insurance alone. You want the best for your business, so make sure you choose a specialist broker who understands the commercial industry, is experienced with business claims, […]
How to Get Hired: 4 Ways Recruiters Can Improve Your Employment Odds
In many industries, recruiting has become a prevalent practice with recruiters being hired by firms to find them the best talent to work at their company. The financial sector is no different with institutions such as banks and private firms looking to finance recruiters to hire staff that can meet their needs and affect their […]
Financial Flourish: 5 Ways to Economize On Factoring Receivables
When you run out of cash, your company goes out of business. It is that simple! Unfortunately, depending on what industry you work in, your small- or medium-sized business may suffer from clients paying later than when they receive a product or a service. This is normal in many industries, but the later they pay, […]
The Foreign Dollar: 4 Money Exchange Options to Get a Good Deal
Every country has its own currency and if you want to travel or buy something in that country you will need either cash or credit in that currency. For most of us that means getting some American dollars for our winter vacation in Florida, but others regularly travel to the United States or other countries […]
In Debt: 5 Ways to Get Your Financial Life Back On Track
When you are swimming in debt, debt consolidation can be a lifeline. All of us have struggled with debt and personal finances at different times so reaching out for help is not the stigma it once was. Today, there are many different companies offering debt counselling and debt consolidation services. This has helped millions of […]
Key Accommodations: 5 Important Features of a Furnished Apartment
Furnished apartments contain essential amenities to enable you stay comfortably. Depending on the owner of the apartment’s market goals, whether it’s a place to stay overnight or a conference hall they always have more than the typical basic furnishing. Fully furnished apartments include quality furniture, well-designed tableware, kitchen appliances, bathroom stuff, and other facilities that […]